#BEST CUSTOMIZABLE HOUSEHOLD BUDGET APP UPGRADE#
#BEST CUSTOMIZABLE HOUSEHOLD BUDGET APP FREE#

When you upgrade from either iOS or Android, PocketGuard Plus has three pricing options: $7.99 per month, $79.99 per year or $99.99 for lifetime membership.

If you want features such as exporting transactions, unlimited goals and categories for your budgeting and splitting transactions into different categories, then the paid version, PocketGuard Plus, may be the better solution. You can sign up for the app and utilize many of its functions for free.

#BEST CUSTOMIZABLE HOUSEHOLD BUDGET APP FREE#

PocketGuard offers two different plans: the free version and a paid subscription known as PocketGuard Plus. It is also secured with biometrics and a PIN code, in case your phone ever falls into the wrong hands. PocketGuard is equipped with 256-bit SSL encryption, which is the same level of security many financial institutions use on their platforms. Securityīecause you are inputting and sharing sensitive financial information, it is important to make sure you are using budgeting apps that are properly secured. These are both great features that can help users lower their monthly bills. The app also tracks subscription services in your budget to help ensure you aren’t paying for something you aren’t using. If you enjoy using spreadsheets as part of your budgeting journey, the PocketGuard Plus membership comes with the ability to export transactions directly to Microsoft Excel.Īdditionally, when users fill out their profiles, PocketGuard serves users personalized offers on similar services with lower rates on bills such as cable and cell phone service. From there, all of your purchases will automatically upload. To track your purchases, you link your credit and/or debit cards to the app. PocketGuard is designed for consumers aiming to better control their spending and save more money each month. To free up money for other areas of your budget, you can use the app to negotiate lower bill payments, cancel subscriptions, set SMART savings goals and customize a debt repayment plan. That said, you can use any budgeting strategy with PocketGuard. This feature is built on zero-based budgeting, which assumes you will be left with zero dollars at the end of each month after accounting for all of your expenses. The “In My Pocket” feature will show you how much money you have available to spend after subtracting expenses from your earnings. If you don’t want to link your accounts, you can also add your activity manually.įrom there, you can use PocketGuard to create, analyze and adjust your budget. When you connect a bank account, PocketGuard will automatically find your recurring bills and income to give you a headstart on your budget. You can link as many or as few bank accounts as you want to monitor your overall spending, and PocketGuard will show you all of your activity and spending insights in one dashboard.

PocketGuard works to help you budget by putting your financial activity under one umbrella.

Best customizable household budget app